Variable annuities offer, as the name suggests, variable or fluctuating interest rates. As part of the the variable annuity, premiums are put into various sub-accounts which align with the preferred level of risk. The value of your variable annuity will vary depending on the performance of the selected investment options. Variable annuities are investment products.

Just like fixed annuities, variable annuities grow tax-deferred.  They further have no upper limit on contributions and offer different income options during the income phase.

However, unlike fixed annuities, variable annuities have always certain inherited risk because they are tied to investment products.

One of the benefits is that variable annuities offer a number of benefit features designed to provide certain protections for payouts, withdrawals or account values, limiting the possibility of investment losses and/or unexpected longevity.

Next Steps…

For more information contact us today and ask for your free no-obligation quote.We will help you explore a variety of insurance options and discounts. Call us at +1 800 645 0297 or email us. Alternatively, have an insurance-licensed Sunvalley Insurance representative contact you.